Personal insurance refers to the class of coverage that protects families or individuals against financial losses.

The focus of personal insurance is on protecting the financial interests of an individual or family, rather than a corporate or …

Business insurance is insurance that protects commercial enterprises from any losses that occur during the normal course of business and at times, when the business is NOT open or operating.

FIRST...let me say that PROFESSIONAL LIABILITY is often muddled with GENERAL LIABILITY.

Health insurance refers to the policy that covers medical expenses for sicknesses or accidents that result in the need for medical care. Since it is for health care, coverage usually pertains to medical expenses or cost of hospitalization.

An umbrella policy is a form of liability insurance that provides extra liability coverage above the limits of the policyholder's home, auto, and watercraft policies. In this way, it protects against major liability claims that may exhaust the …